Big bank
BMO mortgage rates
BMO's posted rate is a sticker price. The special is what they'll actually offer, and even that usually sits above what an engaged shopper signs. Here's the gap.
We don't have current published rates for BMO right now.
What BMO borrowers actually signed
Borrowers who shared a BMO 5-year fixed signed a median 2.03% below the posted rate, and the sharpest tenth got 2.30% below. Across the 18 lenders we track, the typical cut runs about 2.06%. These are self-reported rates people chose to share, not BMO's official pricing, so treat them as what engaged shoppers negotiated rather than a guarantee.
Checked directly from BMO. Last updated Aug 27, 5:02 a.m. Posted and special rates are the lender's own; what people actually sign is typically lower still.
Check BMO's posted rates yourselfOpens BMO's official rate page in a new tab. We'd rather you confirm our numbers at the source than take our word for them.Got a BMO offer?
See where it lands against what people are actually getting. Free, thirty seconds.
Compare across lenders on the lenders page.