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Desjardins mortgage rates
Desjardins's posted rate is a sticker price. The special is what they'll actually offer, and even that usually sits above what an engaged shopper signs. Here's the gap.
| Product | Special (advertised) | Posted |
|---|---|---|
| 5-year fixed | 4.69% | |
| 3-year fixed | — | |
| 2-year fixed | — | |
| 5-year variable | — | — |
| 3-year variable | — | — |
Checked directly from Desjardins. Last updated Oct 17, 5:02 a.m. Posted and special rates are the lender's own; what people actually sign is typically lower still.
Check Desjardins's posted rates yourselfOpens Desjardins's official rate page in a new tab. We'd rather you confirm our numbers at the source than take our word for them.Got a Desjardins offer?
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Common questions about Desjardins rates
- Is Desjardins's posted mortgage rate negotiable?
- Yes. Desjardins's posted rate is a sticker price; lenders negotiate down from it, and the advertised special is lower still. What you sign depends on your file and whether you shop the offer around.
- How much below posted do Desjardins borrowers actually sign?
- We don't yet have enough shared Desjardins offers to publish a reliable figure. Check your own rate to see where an offer lands against people with similar mortgages.
- What's a good mortgage rate at Desjardins?
- A good rate is one well below Desjardins's posted sticker; the discount matters more than the headline number. The way to know is to put an offer next to what people like you actually signed rather than against the advertised rate.
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