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National Bank mortgage rates

National Bank's posted rate is a sticker price. The special is what they'll actually offer, and even that usually sits above what an engaged shopper signs. Here's the gap.

ProductSpecial (advertised)Posted
5-year fixed4.69%
3-year fixed4.64%
2-year fixed4.84%
5-year variable4.10%
3-year variable

What National Bank borrowers actually signed

2.20%
typical, below posted
2.33%
sharpest tenth, below posted
14
shared 5-year fixed offers

Borrowers who shared a National Bank 5-year fixed signed a median 2.20% below the posted rate, and the sharpest tenth got 2.33% below. Across the 18 lenders we track, the typical cut runs about 2.06%. These are self-reported rates people chose to share, not National Bank's official pricing, so treat them as what engaged shoppers negotiated rather than a guarantee.

Checked directly from National Bank. Last updated Aug 27, 5:02 a.m. Posted and special rates are the lender's own; what people actually sign is typically lower still.

Check National Bank's posted rates yourselfOpens National Bank's official rate page in a new tab. We'd rather you confirm our numbers at the source than take our word for them.

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