unposted.ca

Credit union

Meridian mortgage rates

Meridian's posted rate is a sticker price. The special is what they'll actually offer, and even that usually sits above what an engaged shopper signs. Here's the gap.

ProductSpecial (advertised)Posted
5-year fixed4.39%
3-year fixed4.24%
2-year fixed5.74%
5-year variable
3-year variable

What Meridian borrowers actually signed

1.95%
typical, below posted
2.26%
sharpest tenth, below posted
9
shared 5-year fixed offers

Borrowers who shared a Meridian 5-year fixed signed a median 1.95% below the posted rate, and the sharpest tenth got 2.26% below. Across the 18 lenders we track, the typical cut runs about 2.06%. These are self-reported rates people chose to share, not Meridian's official pricing, so treat them as what engaged shoppers negotiated rather than a guarantee.

Checked directly from Meridian. Last updated Aug 26, 5:02 a.m. Posted and special rates are the lender's own; what people actually sign is typically lower still.

Check Meridian's posted rates yourselfOpens Meridian's official rate page in a new tab. We'd rather you confirm our numbers at the source than take our word for them.

Got a Meridian offer?

See where it lands against what people are actually getting. Free, thirty seconds.

Compare across lenders on the lenders page.