unposted.ca

Direct bank

Tangerine mortgage rates

Tangerine's posted rate is a sticker price. The special is what they'll actually offer, and even that usually sits above what an engaged shopper signs. Here's the gap.

ProductSpecial (advertised)Posted
5-year fixed4.49%
3-year fixed4.44%
2-year fixed5.14%
5-year variable4.00%
3-year variable

What Tangerine borrowers actually signed

1.97%
typical, below posted
2.22%
sharpest tenth, below posted
9
shared 5-year fixed offers

Borrowers who shared a Tangerine 5-year fixed signed a median 1.97% below the posted rate, and the sharpest tenth got 2.22% below. Across the 18 lenders we track, the typical cut runs about 2.06%. These are self-reported rates people chose to share, not Tangerine's official pricing, so treat them as what engaged shoppers negotiated rather than a guarantee.

Checked directly from Tangerine. Last updated Aug 26, 5:02 a.m. Posted and special rates are the lender's own; what people actually sign is typically lower still.

Check Tangerine's posted rates yourselfOpens Tangerine's official rate page in a new tab. We'd rather you confirm our numbers at the source than take our word for them.

Got a Tangerine offer?

See where it lands against what people are actually getting. Free, thirty seconds.

Compare across lenders on the lenders page.